And to further complicate things, in 2010, New York's highest court, the Court of Appeals, in a case called Portfolio Recovery Associates, LLC v King, held that the statute of limitations of the state where the credit card issuer is based, rather than New York's statute, may be correct statute of limitations to apply, if that statute is shorter than New York's. [read post]

As we reported in Making Statutes of Limitations Work for You, Portfolio Recovery Assoc. v. [read post]

Prospect, IL 60056-5788 AMERICAN SERVICE FINANCE CORPORATION DBA MERCHANTS INTERSTATE COLLECTION AGENCY 640 PLAZA DR STE 310 HIGHLANDS RANCH, CO 80129 AMERIQUEST RECOVERY SERVICES LLC 1845 HIGHWAY 93 SOUTH STE 310 KALISPELL, MT 59901 AMSHER COLLECTION SERVICES INC 600 BEACON PKY STE 300 BIRMINGHAM, AL 35209 APEX FINANCIAL MANAGEMENT LLC 1120 LAKE COOK RD BUFFALO GROVE, IL 60089 APOLLO CREDIT AGENCY INC DBA WESTERN RECOVERY INC DBA… [read post]

Virgin Islands.Although individuals have been representing themselves in court since the beginning of the Republic, it is only recently that the courts and the bar associations have begun to make accommodations for them—a trend that the Posner Center of Justice for Pro Se’s is building upon. [read post]